The recall of a defective or possibly harmful consumer product often is highly publicized in newspapers and on news broadcasts. This is especially true when a recall involves foods, drugs, cosmetics, medical devices, and other products regulated by FDA. Despite this publicity, FDA’s role in recall activities is often misunderstood not only by consumers, but Read more about FDA Recall Process & Policies[…]
Q. How does the ADA affect workers’ compensation programs? A. Only injured workers who meet the ADA’s definition of an “individual with a disability” will be considered disabled under the ADA, regardless of whether they satisfy criteria for receiving benefits under workers’ compensation or other disability laws. A worker also must be “qualified” (with or Read more about The Americans with Disabilities Act (ADA) – Compensation & Financial Assistance[…]
Q. Can an employer consider health and safety when deciding whether to hire an applicant or retain an employee with a disability? A. Yes. The ADA permits employers to establish qualification standards that will exclude individuals who pose a direct threat — i.e., a significant risk of substantial harm — to the health or safety Read more about The Americans with Disabilities Act (ADA) – Drug Policy[…]
Q. What is “reasonable accommodation?” A. Reasonable accommodation is any modification or adjustment to a job or the work environment that will enable a qualified applicant or employee with a disability to participate in the application process or to perform essential job functions. Reasonable accommodation also includes adjustments to assure that a qualified individual with Read more about The Americans with Disabilities Act (ADA) – Reasonable Accommodation[…]
Q. What employers are covered by title I of the ADA, and when is the coverage effective? A. The title I employment provisions apply to private employers, State and local governments, employment agencies, and labor unions. Employers with 25 or more employees were covered as of July 26, 1992. Employers with 15 or more employees Read more about The Americans with Disabilities Act (ADA) – Employer Responsibilities[…]
Q. Is the Federal government covered by the ADA? A. The ADA does not cover the executive branch of the Federal government. The executive branch continues to be covered by title V of the Rehabilitation Act of 1973, which prohibits discrimination in services and employment on the basis of handicap and which is a model Read more about The Americans with Disabilities Act (ADA) – Effect on State and Local Govts[…]
Q. What are public accommodations? A. A public accommodation is a private entity that owns, operates, leases, or leases to, a place of public accommodation. Places of public accommodation include a wide range of entities, such as restaurants, hotels, theaters, doctors’ offices, pharmacies, retail stores, museums, libraries, parks, private schools, and day care centers. Private Read more about The Americans with Disabilities Act (ADA) – Public Accommodations[…]
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008(SAFE Act) was enacted on July 30, 2008, and mandates a nationwide licensing and registration system for residential mortgage loan originators (MLOs). The SAFE Act prohibits individuals from engaging in the business of a residential mortgage loan originator without first obtaining and maintaining annually Mortgage Read more about SAFE Act Policy & Procedure Contents[…]
It is always preferable to conduct business continuity risk assessment While performing the roundtable test of the financial institution’s business continuity plan. Below are 4 steps to risk assessment. Identify Disaster Scenarios — List the disaster scenarios to be included in the assessment. Few sample disaster scenarios are listed below. Fire near Institution. Possible explosion Read more about Business Continuity Risk Assessment – For Banks[…]
Now a days there is a lot of talk about ESG compliance and companies are being pressured to justify their environmental, social and governance (ESG) status because of the scrutiny from investors and SEC. What is ESG ? If we simply define ESG, it is a framework to assess how risks and opportunities are measured Read more about How to Create an ESG Checklist[…]